ach

eCheck is a check without paper — account and routing numbers typed into a form, an authorization recorded, and ACH does the actual movement underneath. Merchant acceptance, clearing timelines, reversal mechanics, and why eCheck sits mid-risk between card and wire: full breakdown hidden below...

ACH is the quiet workhorse — batch-processed, cents to move, dollars to reverse under the right claims. PULL direction (you authorize your bank to debit someone else's account, or they authorize theirs) versus PUSH (you send outbound) — mandate rules, return windows, and how ACH sits under every...