Fullz Cashing Guide 2026 - Full Tutorial from Fullz to Physical Payout

Blacksec

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πŸ’° FULLZ CASHOUT GUIDE 2026 πŸ’°



Complete walkthrough β€” buying fullz to withdrawing cash. No steps skipped.



πŸ“‹ What You Need:

  • Fullz package (Name, SSN, DOB, Address, MMN, DL#)
  • Credit check / credit pull (fullz worth nothing if card accounts aren't there)
  • Burner phone (Tracfone or TextNow, paid with crypto)
  • RDP in same state as victim (this is critical)
  • Temp bank account (Chime, Varo, Current β€” easy to open)
  • BTC wallet (non-KYC preferred)



πŸ“Œ Step 1: Verify the Fullz

Code:
1. Run fullz through Credit Karma / Experian (free)
2. Check for active credit cards (open accounts)
3. Check credit score (700+ = goldmine)
4. Note all open accounts and limits
5. Look for store cards (Amazon, Walmart, Target β€” easier to cash)

⚠️ If the victim has frozen their credit (fraud alert), skip. Move to next fullz.



πŸ“Œ Step 2: Phone Verification

Code:
1. Get burner phone ($20-30, use Bitcoin to buy)
2. Set up call forwarding to Google Voice
3. Use victim's details to activate
4. Keep it simple β€” don't talk more than necessary



πŸ“Œ Step 3: Open Drop Accounts

Easy drops (no credit check):
  • Chime β€” $200 signup, no credit check, instant virtual card
  • Varo β€” $100 bonus, no minimum
  • Current β€” teen banking but works for adults too
  • Green Dot β€” available at any Walmart
  • NetSpend β€” reloadable, no questions asked

Use the fullz details + RDP in same state. Use burner phone for verification.



πŸ“Œ Step 4: Card the Drops

  1. Take the open credit cards from the fullz
  2. Card Amazon/Walmart gift cards (low fraud detection)
  3. Sell gift cards on CardSwap/Paxful for BTC => 85-92% rate
  4. Or ship physical goods to dead drop address
  5. Pick up goods, resell locally or on Facebook Marketplace



πŸ“Š ROI Breakdown:

Code:
Fullz cost:           $30-80 (depending on credit score)
Burner phone:         $30 
Drop account setup:   $0-20
Gift card rate loss:  8-15%
Expected payout:     $500-$3,000 per fullz
Net profit:          $400-$2,800 per fullz



⚠️ DON'T GET GREEDY. One or two cards per fullz, then move on. OPSEC is everything.

Holler at me below with questions.
 
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